FAQ

Here are some frequently asked questions about student finance: there are also lots at the Student Finance England website



Can I repay student finance early?
Yes, you can repay student finance early, and it's worth considering if you're able to do so. Why not take a look at our article on Paying Student Finance Back Early



Does student finance cover master's degrees?
Yes, in many cases, student finance can cover master's degrees, but eligibility can vary based on factors like location and program.



Are student loans eligible for forgiveness?
Student loans may be eligible for forgiveness under specific circumstances, such as working in certain public service roles or meeting other criteria.



Are government loans offered for students?
Yes, government loans are commonly offered to students to help cover education costs.



How is student finance calculated?
Student finance is calculated based on factors like tuition fees, living costs, household income, and other variables.



How does student finance work?
Student finance provides funds to help cover the costs of education and living expenses while studying, usually as loans that need to be repaid after graduation.



What student finance plan am I on?
Your student finance plan depends on factors like your course, location, and when you started studying. Check with your student finance provider to confirm your plan.



What type of student finance can I qualify for?
The type of student finance you qualify for depends on your course, location, and financial circumstances. Check with your student finance provider for specific options.



Which student finance plan should I apply for?
This is based on your start year and where you go to university and is automatically chosen for you.



When is student finance paid out?
Student finance tuition loans are paid directly to the university so you will never see this money. Maintenance loans are paid out in smaller chunks usually 3 times over your term, although this can be changed



What plan am I on?
This is dependent on some simple criteria. Take a look at our student finance guide for more information.



When are student loans written off?
Student loans are usually written off after a certain period, depending on the plan, such as 30 years for plan 2 loans, and if you haven't fully repaid the loan by then. Please refer to our student finance guide for more information.



Where can I get information about student loans?
You can find information about student loans from official government student finance websites and related resources.



Which student loans are eligible for forgiveness?
Specific types of student loans, especially those tied to public service careers, may be eligible for a loan forgiveness.



Who can I contact about student finance?

England
Phone: 0300 100 0607
Twitter: @SF_England
Website: Student Finance England

Northern Ireland
Phone: 0300 100 0077
Website: Student Finance Northern Ireland

Scotland
Phone: 0300 555 0505
Twitter: @saastweet
Website: Student Awards Agency Scotland

Wales
Phone: 0300 200 4050
Twitter: @SF_Wales
Website: Student Finance Wales

Student Finance Company
Student Finance Company



Can I get student finance for a second degree or master's?
Yes, you can often get student finance for a second degree or master's, but eligibility may depend on factors like prior study and location.