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England (SFE)

Student Finance England (SFE) administered loans, typical plans are Plan 2 (2012–2023) and Plan 5 (2023+).

Key points for England

  • Plan allocation depends on your course start year (Plan 2 for 2012–2023, Plan 5 for 2023+).
  • Both tuition and maintenance loans are common for England, balances tend to be larger.
  • SFE uses RPI-linked interest (Plan 5: RPI only; Plan 2: sliding up to RPI+3% for high earners).

For help deciding your plan, use the Plan Finder or our calculators to forecast repayments.