Terms of Service
These terms govern your use of Student Finance Calculator. Please read them carefully.
Acceptance of terms
These Terms of Service (‘Terms’) govern your access to and use of the Student Finance Calculator website ("the Service"). By using the Service you accept and agree to be bound by these Terms. If you do not agree, do not use the Service.
What the service provides
The Student Finance Calculator offers educational and informational tools for estimating student loan repayments and related scenarios. The Service is provided for general information purposes and is not financial or legal advice.
User responsibilities & acceptable use
You must use the Service lawfully and in accordance with these Terms. You agree not to misuse the Service, attempt to interfere with or disrupt the site, or use it to transmit harmful or unlawful content. You are responsible for ensuring the accuracy of any data you enter into the calculators.
Intellectual property
Unless otherwise stated, the content on the Service (text, images, layout, code) is the property of the site owners and is protected by intellectual property laws. You may use the content for personal, non-commercial purposes only — copying or redistributing is not permitted without prior written permission.
Third-party links and official sources
The Service may include links to third-party sites (for example GOV.UK pages). These are provided for convenience and we do not control or endorse external content. For definitive information about government student loans always consult official GOV.UK resources.
Disclaimers & limitation of liability
The Service is provided "as is" and "as available" without warranties of any kind. We do our best to keep content accurate and up to date but cannot guarantee it. To the fullest extent allowed by law, the site and its creators are not liable for any direct, indirect, incidental, or consequential damages arising from use of the Service.
Privacy & cookies
Personal data is handled according to our Privacy Policy and cookie practices described on our Cookie Policy page.
Governing law and changes
These Terms are governed by the laws of the UK (or the main jurisdiction relevant to the site owner). We may update these Terms from time to time, we’ll show the last updated date on the page and notify users where appropriate.
Contact & questions
If you have questions about these Terms, please contact us using the Contact page.