Combined Student Loan Calculator

Calculate repayments when you have multiple student loan types (e.g. Plan 2 + Postgraduate)

£

Undergraduate Loan

£
Threshold: £28,470 | Repayment: 9% | Write-off: 30 years

Postgraduate Loan

£
Threshold: £21,000 | Repayment: 6% | Write-off: 30 years
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Enable at least one loan type to see combined results

How Multiple Loans Work Together

If you have both an undergraduate and postgraduate loan, they're collected together but calculated separately:

  • Separate thresholds: Each loan type has its own repayment threshold
  • Different rates: Undergraduate loans are 9% of earnings above threshold; Postgraduate is 6%
  • Combined deduction: Both amounts are deducted together from your pay

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