Scotland (SAAS)
Scottish student loans and SAAS details, higher thresholds and often smaller balances because tuition is usually paid.
Key points for Scotland
- Looser repayment pressure at lower salaries because Plan 4 thresholds are higher.
- Many Scottish students have tuition paid by SAAS, often only taking maintenance loans.
- Plan 4 interest tends to be lower (lower of RPI or Bank Rate + 1%).
Check our Plan 4 guide and regional notes for Scotland specific details.