Calculators
Choose a tool to model your student loan repayments and explore how changes such as overpayments, salary growth and pension contributions affect your outcome.
🎓
Plan 1 Calculator
Pre-2012 (England/Wales) or Scotland
📚Popular
Plan 2 Calculator
2012–2023 (England/Wales)
🏴
Plan 4 Calculator
Scotland (post-1998)
🆕New
Plan 5 Calculator
2023+ (England)
🎯
Postgraduate Loan
Masters & PhD loans
💸
Overpayment Calculator
Model voluntary overpayments
🔗
Combined Loan Calculator
Multiple loan types in one projection
📈
Total Cost Calculator
Lifetime repayment & write-off analysis
💼
Salary Impact
See how salary changes affect repayments
Can't find what you're after? Try the combined calculator or read one of our guides for help deciding next steps.