Student Finance CalculatorSFC

Student Loan Repayment Calculators

See exactly how much you will repay each month and over the full loan term. Choose your plan below, or use our advanced tools to model overpayments, salary changes, and pension contributions.

🎓

Plan 1 Calculator

Before 2012 (England/Wales) or Scotland

📚Popular

Plan 2 Calculator

2012–2023 (England/Wales)

🏴

Plan 4 Calculator

Scotland (post-1998)

🆕New

Plan 5 Calculator

2023+ (England)

🎯

Postgraduate Loan

Masters & PhD loans

💸

Overpayment Calculator

Model voluntary overpayments

🔗

Combined Loan Calculator

Multiple loan types in one projection

📈

Total Cost Calculator

Lifetime repayment & write off analysis

💼

Salary Impact

See how salary changes affect repayments

Can't find what you're after? Try the combined calculator or read one of our guides for help deciding next steps.