Salary Impact Calculator
See how salary changes affect your student loan repayments over time
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£20k£150k
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Enter your loan details and salary range to see the impact
How Salary Affects Your Loan
Your salary directly impacts how much you repay and for how long. Here's what to consider:
Higher Salary = Faster Repayment
More of your earnings will go towards repaying the loan, clearing it faster but potentially paying more overall if you would have had write-off.
Lower Salary = More Write-Off
If your salary stays lower, you may repay less overall due to write-off after 30 years.
Repayment threshold (Plan 2): £28,470/year. You only pay 9% on earnings above this.