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Student Loan Guides

Everything you need to know about UK student loan repayments

Student finance for applicants

Reality check & planning before you borrow

How Student Loans Work

Complete beginner guide

Repayment Thresholds

When you start paying

Interest Rates Explained

How interest is calculated

Student Loan Tax Codes

Understanding your payslip

High-earners & Postgrad Plan 2

Double debt & strategy for postgrads

Should I Overpay?

When overpaying makes sense

Pension vs Overpayments

Where to put extra money

Salary Sacrifice Impact

Reduce repayments legally

Multiple Jobs & Loans

Managing complex situations

Maternity Pay & Loans

Parental leave impact

Moving Abroad

Expat obligations

Self-Employment

Freelancer & contractor guide

Student Loans & Mortgages

Buying a home

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The Student Finance Calculator is dedicated to assisting graduates in gaining a clearer grasp of UK student loan repayments.

Calculators

  • Plan 1 Calculator
  • Plan 2 Calculator
  • Plan 4 Calculator
  • Plan 5 Calculator
  • Postgraduate Calculator
  • Overpayment Calculator
  • Combined Loan Calculator
  • Total Cost Calculator

Guides

  • Student finance for applicants
  • How Student Loans Work
  • Should I Overpay?
  • Student Loan Tax Codes
  • Maternity Pay & Loans
  • Pension vs Overpayments
  • Multiple Jobs & Loans
  • High-earners & Postgrad Plan 2
  • Self-Employment Guide

Resources

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  • FAQs
  • Glossary
  • Plan 1 vs Plan 2
  • Plan 2 vs Plan 5
  • Plan 4 vs Plan 5
  • Threshold History

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This website is not affiliated with the Student Loans Company or UK Government. Information is provided for guidance only and should not be considered financial advice.